Home loans, minus the bank.
Dwell Mortgage is an independent mortgage broker licensed in 9 states, helping homebuyers and homeowners get purchase loans, refinances, HELOCs and more through our lending partners. No bank bureaucracy. Based in Everett, WA.
Buy, refi, or tap your equity.
Get the home you want, minus the headaches and stuffy bankers in suits.
See if I qualify →Tap your equity with a HELOC. Get out of debt and get back to breathing easy.
HELOC explained →Lower your payment. Change your terms. Keep your coolness.
Lower my payment →Guides we give away for free.
No spam, no strings. Drop your email and the PDF lands in your inbox instantly.
Homebuyer's Toolkit
The no-nonsense roadmap to buying your first home without the stress, the "finance-speak," or the headache.
When Choosing A Lender
Learn the 5 red flags that cost homebuyers time, money, and serious stress every year, and how to tell the difference.
No lender fees on refinances. Ever.
Paying for something twice makes zero sense. Buy your home with us, and you pay zero lender fees on refinances for life. Every single time.*
Start Your Refi →*Applies to lender-specific fees on refinances with Dwell. Standard third-party costs like appraisal, title, and escrow may still apply.
Not a hedge fund.
Just real humans.
One goal: your best deal. We make our lending partners compete for your business. It's fun.
You don't need another vendor in your life. We agree. Rates, tools, and answers in one place.
Live mortgage rates, trending updates, and expert commentary, all in one place.
KeySteps tracks your credit, savings, and goals in one secure dashboard. Free, private, all yours.
First home, jumbo, VA, construction, investment property. If there's a yes out there, we'll find it.
Licensed in 9 states, headquartered in Everett. You talk to your actual loan team, not a call center.
"I'd give more stars if I could."
Rated 4.9 stars on Google by 100+ verified clients.
Hands down the best mortgage company around. We've done three transactions and each time the Dwell team rocked it. I can't imagine using any other team.
They got me a rate I couldn't find anywhere else and stuck with me through every delay. I have never seen a group work harder for me than Dwell.
As first time home buyers, Shane and his team helped us secure the best loan for what we were looking for. We will definitely be return customers.
Licensed in 9 states.
Common questions, straight answers.
What states does Dwell Mortgage lend in? +
Dwell Mortgage is licensed in 9 states: Washington, Oregon, California, Idaho, Utah, Arizona, Colorado, Texas, and Florida.
Does Dwell charge lender fees on refinances? +
No. Dwell charges zero lender fees on refinances for life. Every future refinance with Dwell costs you nothing in lender-specific fees.
Is Dwell Mortgage a bank? +
No. Dwell is an independent mortgage broker, not a bank. We shop 40+ lending partners for your best deal, with faster decisions and a direct relationship with your loan team.
How do I get started with Dwell Mortgage? +
Connect with a Dwell pro or start your application in the Client Portal. A licensed loan officer reviews options from 40+ lending partners with you, usually the same day.
More questions? The full FAQ has everything you need to know.
Ready when you are.
Talk to a real human who knows your market. No pressure, no bureaucracy, no suits.
No credit pull to talk. No obligation. Real answers from a licensed pro.
Dwell Mortgage, LLC. Company NMLS #2426506. Licensed in WA (CL-2426506), OR (CL-2426506), CA (60DBO-176964), CO (MBR6421), UT (2426506), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (MC-2001452). Headquarters: 2817 Wetmore Ave, Everett, WA 98201.
For informational purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Equal Housing Opportunity. nmlsconsumeraccess.org
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