Nine states.
One standard.
Dwell Mortgage, LLC (NMLS #2426506) is licensed in Washington, Oregon, California, Colorado, Utah, Florida, Idaho, Texas, and Arizona. Every license below is verifiable at nmlsconsumeraccess.org.
Headquartered in Washington.
Local in four states.
Dwell Mortgage was founded in Everett, Washington in 2023 and runs its whole operation from Wetmore Ave. It's our deepest market, from first condos in Seattle to acreage east of the mountains.
HQ: 2817 Wetmore Ave, Everett, WA 98201
Dwell loan officers live and work in Washington, Utah, California, and Oregon, with every other licensed state served by the same team and the same 45+ lending partners.
Every Dwell pro is individually licensed and verifiable at nmlsconsumeraccess.org. Meet the Pros →
Licensed, verified, and staffed.
Same brokerage, same 45+ lending partners, same zero-lender-fee refi for returning clients, in every state we're licensed. Every license below is verifiable at nmlsconsumeraccess.org.
Dwell Mortgage brokers home loans across Oregon, from Portland to Bend to the coast, with a loan officer based in-state. Purchase, refinance, and HELOC, statewide.
Dwell brokers California home loans with a loan officer based in-state. High loan amounts are normal here: jumbo, conventional, and bank-statement programs across 45+ lending partners.
Dwell Mortgage is registered to broker home loans throughout Colorado, Front Range to mountain towns, with the same programs and pricing as every state we serve.
Dwell brokers Utah home loans with a loan officer based in-state, from Salt Lake starter homes to St. George second homes.
Dwell Mortgage brokers Florida home loans statewide: primary homes, second homes, and investment condos, including condo-friendly lending partners.
Dwell brokers Idaho home loans, Boise and beyond, with the same underwritten-up-front pre-approvals we’re known for in Washington.
Dwell Mortgage brokers Texas home loans statewide. No state income tax, big property taxes: we structure Texas loans with the full monthly picture in view.
Dwell brokers Arizona home loans from the Phoenix metro to Tucson, primary or snowbird, through a licensed office in Phoenix.
Full license details, regulator names, and licensed-office addresses for every state are on our Licensing page.
State questions, straight answers.
What states is Dwell Mortgage licensed in?
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Nine states: Washington, Oregon, California, Colorado, Utah, Florida, Idaho, Texas, and Arizona. Dwell Mortgage, LLC is NMLS #2426506, and every state license is verifiable at nmlsconsumeraccess.org.
I live in one state but I’m buying in another. Does that work?
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Yes, as long as the property is in one of our nine licensed states. Licensing follows the property, not your current address, so a Washington resident buying in Arizona works fine.
Is the zero-lender-fee refi available in every state?
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Yes. Close a purchase loan with Dwell in any of our nine states and you never pay our lender underwriting fee on a future refinance with us. Third-party costs like title and appraisal still apply. Full terms on the Legal page.
Does Dwell have loan officers based in my state?
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Dwell loan officers live and work in Washington, Utah, California, and Oregon. In every other licensed state, the same team serves you remotely with the same 45+ lending partners and the same pricing.
Will Dwell get licensed in my state next?
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We add states when we can staff them properly, not just to plant flags. If your state isn’t listed, tell your pro. Demand genuinely moves the list.
More questions? The full FAQ has everything you need to know.
Licensed where you're buying.
Pick a pro licensed in your state, or let us match you. Fifteen minutes, real numbers, no credit pull.
Connect With a Pro →No credit pull to talk. No obligation. Real answers from a licensed pro.
Dwell Mortgage, LLC. Company NMLS #2426506. Licensed in WA (CL-2426506), OR (CL-2426506), CA (60DBO-176964), CO (MBR6421), UT (2426506), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (MC-2001452). Headquarters: 2817 Wetmore Ave, Everett, WA 98201.
For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval and underwriting. Equal Housing Opportunity. nmlsconsumeraccess.org
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