Dwell Mortgage started with a full-time Seattle-area firefighter who fell into lending in 2009, and decided the mortgage business deserved the same thing a fire crew runs on: a team that shows up for people. Minus the headaches and stuffy bankers in suits.
Shane Kidwell was introduced to lending in 2009, while still working full time as a firefighter in the Seattle area. He quickly realized he loved the life of an entrepreneur and started building his reputation as a local lender and business professional: taking on new roles, admittedly making plenty of mistakes, and learning a ton along the way.
The firehouse never left him. On a crew, team is everything, and Shane carried that belief straight into his business. The people at Dwell are an embodiment of the communities they serve, and he's proud to call every one of them friends.
Never one to let dust collect on his shoes, Shane reached Top 1% Originator status and held it for over six years before stepping back from personal production. He retired from the fire department, then spent years inside retail mortgage banks as an LO, manager, and executive. He walked away knowing he wanted to design something different.
In January 2023, that something became Dwell Mortgage LLC, a private mortgage brokerage now licensed in 9 states, built to back both the loan officers who work here and every family they serve.
A full-time firefighter discovers lending, and learns that people facing the biggest purchase of their lives need an advocate, not a salesperson.
Shane reaches Top 1% Originator status nationwide and holds it for over six years before stepping back from personal production.
Years inside retail mortgage banks as an LO, manager, and executive make one thing clear: borrowers deserve something built differently.
In January 2023, Dwell Mortgage LLC opens its doors: a private brokerage headquartered in Everett, WA, now licensed in 9 states.
On a fire crew, everyone goes in together. Every Dwell file gets a licensed pro up front and a full operations crew behind them.
As a brokerage, we don't push one bank's products. Your pro makes 45+ lending partners compete and hands you the winning offer.
Our pros are an embodiment of the communities they serve: neighbors funding neighbors' dreams, in 9 states and counting.
No. Dwell is an independent mortgage brokerage. Instead of selling one bank's products, your pro shops your loan across 45+ lending partners and they compete for your business.
Dwell Mortgage LLC is a private brokerage founded in January 2023 by Shane Kidwell, a retired Seattle-area firefighter and former Top 1% loan originator.
Dwell is licensed in 9 states: Washington, Oregon, California, Colorado, Utah, Florida, Idaho, Texas, and Arizona, with headquarters in Everett, Washington.
Shane stepped back from personal production to lead the company, but every Dwell pro works to the standard he set. Meet the pros →
Whether you're buying, refinancing, or just have questions, a real Dwell pro will run your actual scenario. No scripts, no pressure.
Connect With a Pro →No credit pull to talk. No obligation. Real answers from a licensed pro.
Dwell Mortgage, LLC. Company NMLS #2426506. Licensed in WA (CL-2426506), OR (CL-2426506), CA (60DBO-176964), CO (MBR6421), UT (2426506), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (MC-2001452). Headquarters: 2817 Wetmore Ave, Everett, WA 98201.
For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity. nmlsconsumeraccess.org
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