since the firehouse

Built by a fireman,
not a banker.

Dwell Mortgage started with a full-time Seattle-area firefighter who fell into lending in 2009, and decided the mortgage business deserved the same thing a fire crew runs on: a team that shows up for people. Minus the headaches and stuffy bankers in suits.

Shane Kidwell, founder and CEO of Dwell Mortgage
Shane Kidwell
Founder & CEO
how we got here

From the firehouse to funding dreams.

Shane during his firefighting days

Shane Kidwell was introduced to lending in 2009, while still working full time as a firefighter in the Seattle area. He quickly realized he loved the life of an entrepreneur and started building his reputation as a local lender and business professional: taking on new roles, admittedly making plenty of mistakes, and learning a ton along the way.

The firehouse never left him. On a crew, team is everything, and Shane carried that belief straight into his business. The people at Dwell are an embodiment of the communities they serve, and he's proud to call every one of them friends.

Never one to let dust collect on his shoes, Shane reached Top 1% Originator status and held it for over six years before stepping back from personal production. He retired from the fire department, then spent years inside retail mortgage banks as an LO, manager, and executive. He walked away knowing he wanted to design something different.

In January 2023, that something became Dwell Mortgage LLC, a private mortgage brokerage now licensed in 9 states, built to back both the loan officers who work here and every family they serve.

Shane Kidwell signature
Shane Kidwell · Founder & CEO
the short version

Fifteen years, four chapters.

2009
two jobs, one lesson

A full-time firefighter discovers lending, and learns that people facing the biggest purchase of their lives need an advocate, not a salesperson.

Top 1%
six-plus years running

Shane reaches Top 1% Originator status nationwide and holds it for over six years before stepping back from personal production.

Retail
seeing how it's done wrong

Years inside retail mortgage banks as an LO, manager, and executive make one thing clear: borrowers deserve something built differently.

2023
dwell becomes Dwell

In January 2023, Dwell Mortgage LLC opens its doors: a private brokerage headquartered in Everett, WA, now licensed in 9 states.

what we believe

Firehouse rules, mortgage business.

nobody works alone
Team first

On a fire crew, everyone goes in together. Every Dwell file gets a licensed pro up front and a full operations crew behind them.

advocate, not salesperson
Your side of the table

As a brokerage, we don't push one bank's products. Your pro makes 45+ lending partners compete and hands you the winning offer.

rooted where you live
Community built-in

Our pros are an embodiment of the communities they serve: neighbors funding neighbors' dreams, in 9 states and counting.

for the record

Dwell Mortgage, on paper.

2023
Dwell Mortgage LLC founded, January 2023
9
states licensed: WA, OR, CA, CO, UT, FL, ID, TX, AZ
45+
lending partners competing for every loan
Everett
HQ at 2817 Wetmore Ave, Everett, WA · NMLS #2426506
quick answers

About Dwell, explained.

Is Dwell Mortgage a bank?

No. Dwell is an independent mortgage brokerage. Instead of selling one bank's products, your pro shops your loan across 45+ lending partners and they compete for your business.

Who owns Dwell Mortgage?

Dwell Mortgage LLC is a private brokerage founded in January 2023 by Shane Kidwell, a retired Seattle-area firefighter and former Top 1% loan originator.

Where does Dwell lend?

Dwell is licensed in 9 states: Washington, Oregon, California, Colorado, Utah, Florida, Idaho, Texas, and Arizona, with headquarters in Everett, Washington.

Can I work with Shane directly?

Shane stepped back from personal production to lead the company, but every Dwell pro works to the standard he set. Meet the pros →

your move

Now you know us.
Let's get to know you.

Whether you're buying, refinancing, or just have questions, a real Dwell pro will run your actual scenario. No scripts, no pressure.

Connect With a Pro →

No credit pull to talk. No obligation. Real answers from a licensed pro.

The Dwell team today

Dwell Mortgage, LLC. Company NMLS #2426506. Licensed in WA (CL-2426506), OR (CL-2426506), CA (60DBO-176964), CO (MBR6421), UT (2426506), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (MC-2001452). Headquarters: 2817 Wetmore Ave, Everett, WA 98201.

For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity. nmlsconsumeraccess.org

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