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a plan for every scenario

Tara Warren

Loan Officer · NMLS 1016638

Your mortgage planner. Tara thinks past the pre-approval: structuring offers, negotiating seller credits, and protecting your deal in the fragile stretch between accepted offer and closing day.

Tara Warren, Loan Officer at Dwell Mortgage
the Tara standard

All the right questions, up front.

Tara's philosophy is simple: every client deserves a mortgage experience that is smooth, transparent, and tailored to their needs. She takes pride in building strong, lasting relationships and is always ready to go the extra mile for her clients.

Clients and agents say the same thing about her: she asks all the right questions and gathers all the right information up front, so files move quickly and smoothly. A career spent at some of the country's biggest lenders taught her exactly where deals quietly fall apart, and how to structure yours so it doesn't.

Whether you're a first-time homebuyer, looking to move up, or seeking to refinance, Tara is here to guide you every step of the way. With over 30 unique investors and hundreds of loan options, she can take you from dream to funded.

Specialties
First-time home buyers Offer structuring & seller credits VA & FHA Divorce & life transitions
Licensed in
Utah · Idaho
clients on Tara

In their own words.

★★★★★

I have had the opportunity to work with Tara on a couple of occasions, and each time she has made the process that has historically been challenging, very easy. She asks all the right questions and gathers all the right information up front, making things move quickly and smoothly. Tara's knowledge and experience are second to none. I recommend her to everyone I know.

Dwell client View on Google →
★★★★★

When it comes to professionalism and genuine care for clients and business partners, Tara Warren is at the top of the charts. Her ability to think outside of the box to find the best options for consumers is what makes her one of the best lending officers in the industry. Tara always goes above and beyond to make the lending experience as rewarding and stress free as possible.

Industry partner via LinkedIn
the game plan

Working with Tara, step by step.

01
The right questions

Fifteen minutes on your actual scenario. No credit pull, no obligation, real numbers.

02
The plan

Tara structures your offer, down payment, and credits, then shops 45+ lending partners for the winning terms.

03
The guarded stretch

Offer to closing is where deals quietly fall apart. Tara coaches you through it so yours doesn't.

04
Keys in hand

On time, on plan. And Tara's still your first call for the refi question two years later.

the broker advantage

One lender, one answer.
45+ investors, 45 answers.

Work with a bank and you get one set of guidelines and one underwriting opinion. If your file doesn't fit their box, the answer is no.

Work with Tara and your file gets shopped across 45+ lending partners, each with their own guidelines, pricing, and appetite. You get the best rate, the best terms, and a lender who can actually say yes.

45+ investors pricing your loan
1,000s of loan products across every category
1 pro who never has to say “we can't help”
three audiences, one standard

The process is different for everyone.
The standard isn't.

First-time buyers, the heroes who keep America going, and homeowners putting their equity to work all need different things from a lender. Tara is trained and licensed to serve all three.

First-time home buyers
You're not behind. You're just doing something you've never done.
Down payment as low as 3%, FHA from 3.5%
Down payment assistance programs available
Pre-approval in 24 hours, no pressure
No hard credit pull to get started
See what I qualify for →
American heroes
You show up for everyone else. This time it's your turn.
Veterans, active duty, firefighters, nurses, cops, and the blue-collar workers who keep America going
VA loans: zero down for qualifying veterans and active duty, reusable entitlement
Founded by a firefighter — Dwell speaks your language
Start my pre-approval →
HELOC customers
Tap your equity without touching your rate.
Keep your low first-mortgage rate exactly where it is
Draw only what you need, when you need it
Renovations, debt consolidation, or a ready safety net
Second mortgage options if a fixed lump sum fits better
Check my equity options →
your move

Ready when you are.

Start the application in ten minutes, or book a call and talk it through first. Either way, Tara runs point from here.

No credit pull to talk. No obligation. Real answers from a licensed pro.

Tara Warren

Tara Warren, NMLS #1016638. Dwell Mortgage, LLC. Company NMLS #2426506. Licensed in WA (CL-2426506), OR (CL-2426506), CA (60DBO-176964), CO (MBR6421), UT (2426506), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (MC-2001452). Headquarters: 2817 Wetmore Ave, Everett, WA 98201.

For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity. nmlsconsumeraccess.org

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