Mike Sapida
Navy veteran turned mortgage broker. Whether it’s your first home or your forever home, Mike’s here to make your move a reality: purchasing, refinancing, investing, and specialty loans.
Smooth, transparent, tailored to you.
Mike’s philosophy is simple: every client deserves a mortgage experience that is smooth, transparent, and tailored to their needs. He takes pride in building strong, lasting relationships and is always ready to go the extra mile for his clients.
Clients notice the service-first mindset immediately: real answers on day one, proactive updates at every milestone, and a broker who picks up the phone. A Navy veteran himself, Mike is a favorite among military families working through VA loans and moves.
Whether you're a first-time homebuyer, looking to move up, or seeking to refinance, Mike is here to guide you every step of the way. With over 30 unique investors and hundreds of loan options, he can take you from dream to funded.
Word for word, from Google.
Working with Mike was great! He was very accessible and super responsive, no matter day or night. As a Retired Navy Chief, he completely understood the process and what we were going through. Did I mention he got us the best rate around?! Yes, the best rates around, without a doubt!
Mike is wonderful! We were moving from Japan back to Washington and he was already a step ahead, and giving us updates. There was never any doubt he had our best interest and always stepped above and beyond for our family. Mike knows lending, is familiar with military moves and very personable.
Mike and his team were excellent and helping us finance our first home. Being a veteran myself I appreciated having Mike who is also prior military walk us through the intricacies of the VA loan system. Mike and his team kept our closing time right on schedule and did a great job keeping us informed.
Working with Mike, step by step.
Fifteen minutes on your actual scenario. No credit pull, no obligation, real numbers.
Mike runs your file across 45+ lending partners and brings back the winning offer.
Proactive updates at every milestone. You'll never wonder where your file is.
On time, on plan. And Mike's still your guy for the refi question two years later.
One lender, one answer.
45+ investors, 45 answers.
Work with a bank and you get one set of guidelines and one underwriting opinion. If your file doesn't fit their box, the answer is no.
Work with Mike and your file gets shopped across 45+ lending partners, each with their own guidelines, pricing, and appetite. You get the best rate, the best terms, and a lender who can actually say yes.
The process is different for everyone.
The standard isn't.
First-time buyers, the heroes who keep America going, and homeowners putting their equity to work all need different things from a lender. Mike is trained and licensed to serve all three.
Ready when you are.
Start the application in ten minutes, or book a call and talk it through first. Either way, Mike runs point from here.
No credit pull to talk. No obligation. Real answers from a licensed pro.
Mike Sapida, NMLS #1564055. Dwell Mortgage, LLC. Company NMLS #2426506. Licensed in WA (CL-2426506), OR (CL-2426506), CA (60DBO-176964), CO (MBR6421), UT (2426506), FL (MBR6421), ID (MBL-2082426506), TX (CL-2426506), AZ (MC-2001452). Headquarters: 2817 Wetmore Ave, Everett, WA 98201.
For informational purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity. nmlsconsumeraccess.org
Copyright © 2026 Dwell Mortgage LLC · Our Story · Privacy Policy · Terms of Use · Licensing